Providing Insurance Solutions for Lake of the Ozarks and
Surrounding Communities ... For More Than 20 Years

 LIKE US on Facebook    Insurance Tips Blog

4065 Osage Beach Parkway
PO Box 810
Osage Beach, MO 65065
Tel: 573-348-1731

About Golden Rule Insurance Agency

Golden Rule Insurance Agency is a family owned and operated insurance agency dedicated to providing quality insurance solutions to clients in Missouri. We combine our strong insurance background and product knowledge to assist both current and future clients in managing and planning for all types of risk.

So we can best serve you, we strive to stay educated on the ever-changing regulations in the insurance field. We do this through industry continuing education and certifications. Our staff hold designations such as Certified Insurance Service Representative, CISR, and Certified Insurance Counselor, CIC. These certifications are awarded after multi-level education and testing that is standardized by The National Alliance for Insurance Education. Our team is experienced in designing both individual and commercial insurance policies to meet your specified needs. As a customer you are paired with a professional who will work to ensure that you receive the personalized attention you deserve.

When you work with Golden Rule Insurance Agency, you'll experience the award-winning service and attention to detail that you can only find with an independent insurance agency.

Contact us for a free quote.

Visit Our Sister Insurance Agency - Hawkins Insurance

The Golden Rule Team Around the Community!

Meet the Team

JL Brenizer, CIC, CLUC

JL Brenizer began his insurance career in 1993 and is co-owner of Golden Rule Insurance Agency with his wife, Belinda. JL has experience in all types of insurance, specializing in commercial, group health, life and financial services. He is a Certified Insurance Counselor as well as Certified by Life Underwriter Council. In his spare time, he enjoys hunting, flying and spending time at the lake. JL & his wife, Belinda, share their time between homes in Edina Missouri and Lake Ozark, Missouri.

Belinda Brenizer, CIC, RWCS

Belinda & her husband, JL, co-own Golden Rule Insurance and the Hawkins Insurance Group in northern Missouri. Belinda has been active in the insurance field since 1978, earning the Certified Insurance Counselor and Registered Workers Compensation Specialist designations. Belinda specializes in commercial lines marketing as well as co-managing their operations. She is past President of the Missouri Association of Independent Agencies and was named the MAIA 2015 “Insurance Person of the Year”. Belinda enjoys traveling and spending time at the lake.

Nick Brenizer, AIP, RWCS
Sales & Marketing
Nick started at Golden Rule Insurance Agency in 2010 as a Sales professional, adding Office Manager to his duties as time progressed. The Hawkins Insurance Agency, Golden Rule’s sister agency, has been in Nick’s family for 3 generations, making an insurance career a natural fit for him. Nick currently holds the designations of Associates in Insurance Production and Registered Workers’ Compensation Specialist. He specializes in business/commercial insurance. Nick relocated to the lake after graduating from the University of Missouri in 2010 and enjoys the lake lifestyle. He makes his home in Osage Beach with his wife, two kids and their dog. MORE ABOUT NICK

Angie Nichols, CISR
Commercial Lines Customer Service Representative

Angie has lived in the Lake area her entire life with the exception of attending college in Springfield, MO - at that time SMSU. She has worked at Golden Rule Insurance since 2003 and holds a Certified Insurance Service Representative designation, specializing in commercial insurance. She resides in Iberia, MO with her husband and son where she enjoys reading, making floral arrangements and spending time with her family and friends.

Delana Yows, CISR
Life/Health/Financial Customer Service Representative

Delana moved to Lake in 1979 from Lebanon, MO. She has worked in the insurance field since 1982, joining Golden Rule in 2004. Delana holds a Certified Insurance Service Representative designation and serves as our agency Notary. Residing in Barnett, MO with her husband, Delana enjoys spending time with their children and grandchildren at their Osage Beach home here in the beautiful Lake of the Ozarks.

Katie Peacock, CISR
Personal Lines, Customer Service Representative
Katie brought customer service experience with her when she joined the Golden Rule team in 2007 and completed her Certified Insurance Service Representative education in 2015. Katie has lived in the area her entire life. She has two children that keep her and her husband on their toes. In her off time, she can be found spending time outdoors with her family and their dog, Roxy.

Kelly Morris, CIC, AIS, AU
Commercial Lines, Customer Service Representative
Kelly joined Golden Rule Insurance Agency in 2016 and brought with her many years of experience in the insurance field. She holds an Associate in Underwriting, Associate in Customer Service and Certified Insurance Counselor certificates.  She and her family relocated to the lake area in 1998 from Iowa. She enjoys spending time with family and friends. 

Lisa Plemmons, RWCS
Commercial Lines, Customer Service Representative

Lisa is a native of the Lake area. She began her career in banking customer service in 1993 and joined the Golden Rule team in 2009. Lisa specializes in commercial insurance and holds the designation of Registered Workers Compensation Specialist. Lisa enjoys her grandma time, sporting events and attending Nascar races.

Peggy Lowder, CISR
Personal Lines, Customer Service Representative

Peggy and her husband Stan moved to the Lake in 2000 from northwest Indiana. She has worked in the insurance industry for many years, beginning full-time status in 1999 and earning her Certified Insurance Service Representative designation in 2010. When not at work she enjoys spoiling her blended family and many friends with great food and wonderful sweets.

Tonia Starr
Personal Lines, Customer Service Representative

Tonia is a native of the Lake area and is a proud Camdenton Laker! She began her insurance career in 1988 and joined our team in 2013. She enjoys spending quality time with her family and friends and is an active Big Sister with the lake area Big Brother, Big Sisters organization.

Amanda Fagan, CISR, CIC
Amanda is a native of Northern Missouri and moved to the Lake in 2011.  Amanda attained Certified Insurance Service Representative in 2008 and Certified Insurance Counselor in 2015.  Since 2007 she has specialized in commercial insurance and is able to offer her clients top notch sales and service by building long lasting relationships and a dedication to continuing education. In her spare time she enjoys playing golf, traveling, community events, being outdoors, and spending time with family and friends. Amanda is an active member of Heart of the Ozarks Professional & Business Women, Region Volunteer for Alpha Sigma Alpha, serves as a Big Sister with lake area Big Brothers, Big Sisters and is the 2018 CanAm Games Volunteer Coordinator.

Danny McCollum, CIC
Danny began his insurance career with Metropolitan Life Ins. Company in 1979. He has been with Hawkins Insurance Group since 1981 and affiliated with the Golden Rule Insurance Agency since 2005. He received the designation of Certified Insurance Counselor in 1986; specializing in business insurance coverages.

Greg West, Sales
Greg has lived at the lake since 1976, currently residing in Lake Ozark with his wife. Greg shares his time between insurance sales and his auto and boat sales business, which is conveniently located next door to the agency. He enjoys spending time with his grandchildren, the Chiefs and the outdoor activities the Lake has to offer.

Jeff Bethurem, Sales
Jeff and his wife have lived around the lake area their whole lives, beginning his insurance career in 2004. Jeff specializes in commercial/business insurance sales and holds a Registered Workers’ Compensation Specialist designation. He is actively involved with many charities and organizations around the lake such as the March of Dimes Signature Chef Event and serves on the planning and zoning board for Osage Beach. Jeff enjoys playing golf on some of the lakes great courses and spending time with his wife and their son, Aidan. 

Ron Hall, Life/Health/Financial Sales

Ron moved to the Lake as a fulltime resident in 1993. He has been in the insurance industry since 1980, starting as a life insurance agent with Equitable Life of New York. Most of his career has been a marketing representative for major companies, such as Blue Cross/Blue Shield and Golden Rule Health Insurance Companies. Ron has been agent with Golden Rule Insurance Agency since 2005, specializing in life and health insurance. He enjoys living on the Lake, the people here and especially bass fishing.



Golden Rule Insurance
4065 Osage Beach Parkway
Osage Beach, MO  65065

Tel: 573-348-1731 Fax: 573-348-5630
Copyright 2012-2018. Golden Rule Insurance. All rights reserved, worldwide.
Website design and hosting by MSW Interactive Designs LLC. We put the web to work for you!