Golden Rule Insurance - Osage Beach, MO

Our Other Commercial Insurance Products

Questions? E-mail Us At:
emily@goldenruleinsurance.com

Commercial Property Insurance

This coverage protects your company's building(s) and business contents at a designated premises. Coverage can include loss to building, inventory, equipment, business records, fixtures and other company owned items.

There are two main options of coverage: 'Replacement cost' which provides coverage on a full replacement cost basis without deduction for depreciation. An 'actual cash value' or ACV policy is the replacement cost of damaged property with deduction for depreciation. Recovery loss for both options is subject to various policy conditions such as coinsurance requirements and the limit of coverage purchased. We offer other optional property coverage such as earthquake, back up of sewers & drains and signs.

Commercial General Liability

This policy provides payment in the event of a "liability" loss that causes injury or property damage. It protects your business against liabilities that arise from your daily operations, the products you sell, or the services you render.

There are five main divisions of coverage on a standard comprehensive general liability policy:

· Premises & operations

· Personal & advertising injury

· Products & completed operations

· Fire damage liability (fire damage to premises you rent from others)

· Medical payments

Protection is based on 'occurrence' and 'aggregate' limits of coverage. It is recommended that your aggregate limit is at least twice the occurrence limit. Employee benefit liability, Employment related practices and liquor liability are optional coverages we also offer

Business Insurance Quote Form Your Personal / Company Data:
Your Name:
Your Company's Name:
Street Address:
City:
*State:
Zip/Postal:
E-Mail (REQUIRED):
Phone:
Fax (optional):


Currently Insured? (If yes, list carrier, and # of years continuous. If none, type NONE)

List Claims & Amounts Paid (If none, type NONE)

Years In Business:

Business type: (proprietorship, corporation, etc.)


Underwriting Information:

Describe IN DETAIL, Your Business Operations:

Ownership & Payroll Data:
List Employee's Annual Payroll Here (if none, enter $0):	$	Insert # of Employees here:

Location & Sales Information:
Insert Annual Gross Revenues from this operation here:	$	Square Footage of office or business location:

Type of Building (wood frame, concrete, etc.):		Number of Stories:

Are there other business/residences in this building (describe)?:		Describe safety features (alarm, sprinklers, fire protection, etc):

Coverage Desired: (Check One Please)
The Coverage I Am Looking For: Liability Only Liability & Business Contents Liability, Building & Contents Coverage A Package Policy Including the Above, Plus Miscellaneous Coverages
NOTE: Don't worry if you are not exactly sure about coverage type... we will suggest the best coverage for you - just try to tell us what you are looking for! (If we need more info. we will let you know.)

Liability Coverage: ($300,000, $500,000, $1 Million, etc.)		$

Business Contents Coverage: (The amount of your personal business property)		$

Building Coverage: (The amount of building coverage if you own your bldg.)		$

Miscellaneous Coverage: (List any special coverage peculiar to your business, such as Garagekeepers Legal, Loss of Earnings, Valuable Papers, etc.)		$


Send my quotation via:	E-Mail Fax Regular Mail Please Call by Phone!

Thank you for filling out this form COMPLETELY!
We value your input as PRIVATE information. Every step has been taken to insure your privacy, security, and our intent is to release quote information only to you. We will not give your data to ANY other person or group for sales, marketing, or ANY other purposes. By checking the box below you agree to allow our agency to release this information via the method you have chosen, and to release us from any liability should this information be accidentally viewed by others. Our intention is to maintain your complete privacy.

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Business Owner's Quote NOW!
*Golden Rule Insurance is licensed to sell insurance in many states. If you are contacting us from a state in which we are not licensed, we will contact you to inform you that we cannot provide you with a quote.

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Golden Rule Insurance Agency, Inc. - PO Box 810, 4065 Hwy 54, Suite One - Osage Beach, MO 65065 -